Terms of Service

Last Updated: 2025

These Terms of Service ("Terms") govern your use of the Smart Money website, applications, and services ("the Service"). The Service is operated by FBMM Pty Ltd (ACN 651 751 067) ("we", "our", "us").

By using Smart Money, you agree to these Terms.

1. Eligibility

You must be:

At least 18 years old
Legally able to enter into agreements

2. Nature of the Service

Smart Money provides:

Data analytics
Price-movement tracking
Statistical insights
Historical data
Market monitoring
Notification services

Smart Money does not provide:

Betting services
Gambling operations
Financial advice
Wagering recommendations

All analytics are informational only.

3. User Responsibilities

You agree to:

Use the platform lawfully
Not interfere with or reverse-engineer the Service
Not misuse data or breach platform security
Provide accurate information when creating an account

4. Subscription & Payments

If applicable:

Fees are displayed at purchase
Subscriptions renew automatically unless cancelled
All sales are final except where required by law

5. Limitation of Liability

Smart Money provides data "as is" with no guarantees of accuracy, completeness, or performance results.

FBMM Pty Ltd is not liable for:

Financial losses
Decisions you make based on analytics
Errors, downtime, or data delays
Third-party data issues

Your use of the Service is at your own risk.

6. Intellectual Property

All content, software, analytics, branding, and data models are the property of FBMM Pty Ltd.

You may not copy, redistribute, or commercialise the platform without permission.

7. Termination

We may suspend or terminate access for:

Breach of these Terms
Misuse of the platform
Security risks
Illegal activity

You may delete your account at any time.

8. Changes to the Terms

We may update these Terms at any time. Continued use constitutes acceptance.

9. Governing Law

These Terms are governed by the laws of Australia. Any disputes shall be resolved in Australian courts.

10. Contact

For support and enquiries:
📧 admin@smartmoneyai.racing