Privacy Policy

SmartMoney AI ("we", "our", "us") is a technology platform owned and operated by FBMM Pty Ltd (ACN 651 751 067) ("FBMM"). This Privacy Policy explains how we collect, use, store, and protect personal information when you use our website, mobile applications, and services.

By accessing SmartMoney AI or using our services, you agree to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

1.1 Personal Information You Provide

• Email address (e.g., when creating an account or contacting support)
• Optional profile details
• Any information you submit via forms, support tickets, or feedback tools

1.2 Automatically Collected Information

When you use SmartMoney AI, we may collect:

• Device information (device type, OS, browser)
• Log data (IP address, timestamps, app activity)
• Usage analytics (feature usage, performance metrics)

1.3 Cookies and Tracking

We use cookies or similar technologies to:

• Improve website performance
• Analyse usage
• Remember user preferences

2. How We Use Your Information

We use your information to:

• Provide and improve the SmartMoney AI platform
• Maintain and support the website and app
• Communicate with you about updates, support, or important notices
• Analyse performance and enhance user experience
• Ensure security and compliance with platform rules

We do not sell or rent your personal information.

3. Sharing Your Information

We may share information only with:

• Service providers supporting hosting, analytics, or security
• Legal authorities when required by Australian law
• Third parties with your explicit consent

Your information is never sold to marketers or data brokers.

4. Data Storage & Security

We take reasonable steps to protect your information, including:

• Secure servers
• Encryption where applicable
• Access controls
• Monitoring for suspicious activity

However, no system is completely secure; you use the platform at your own risk.

5. International Transfers

Some service providers may be located outside Australia. We ensure they follow appropriate data protection standards.

6. Your Rights

You may:

• Request a copy of your data
• Request correction of inaccurate data
• Request deletion of account data (where permitted by law)

Contact us at admin@smartmoneyai.racing for requests.

7. Children

SmartMoney AI is not intended for users under 18 years of age.

8. Changes to This Policy

We may update this Privacy Policy periodically. Updates will be posted on the website with a revised date.

9. Contact Us

For privacy questions or requests:
📧 admin@smartmoneyai.racing
📄 FBMM Pty Ltd (ACN 651 751 067)